When you’re ready to retire, you may also be interested in starting your new life in a different home. Many individuals choose to head south for warmer weather throughout the year. Keep reading to find out how to retire in Florida!
Florida is a great state to steal away to after a long career in colder climates. Follow these tips when you make your way to the Sunshine State after retiring:
Know the Weather Before You Retire in Florida
While the sunshine will likely be welcome, heat and humidity can pose some problems. Temperatures typically reach the high 80s or 90s during the summer months, noted USA Today.
With the warmer, muggier weather, you’ll want to adapt to the climate by investing in the appropriate clothing and other accessories you’ll use on a daily basis. For example, you may want to invest more money in a higher-quality air conditioner to ensure you stay cool during the warmest months of the year.
Another weather condition native to Florida that you should know before you retire there is the hurricane. These tropical storms can cause substantial damage to entire communities. You may need to adjust your current insurance policy to include coverage for this type of national disaster, and in certain areas, it’s mandatory.
You may also adjust where you decide to move in the state based on historical patterns of hurricanes. Orlando may be one of the safest places to move to in regards to this type of storm, as hurricane damage is far less destructive in this region. In fact, Disney World has never been impacted by a hurricane in all of its histories.
Research Financial Repercussions
Every state is unique in several ways. From weather to culture, there are many changes you may need to become accustomed to including your financial situation when you retire in Florida.
“Different states have different tax laws and other regulations that can have a major impact on your retirement funds,” said Rodger Friedman, the founding partner at Steward Partners Global Advisory, according to the Health Life Pro. “You need to be aware of these as you plan for where you want to live and how you want to live.”
“When you move to a new state, you’ll likely find that you have different storage capabilities in your new home.”
Determine What You Want in a House
When you move to a new state, you’ll need to invest in a new home. Prior to the big relocation, figure out what you want in a new house. Are you interested in downsizing when you retire in Florida? Want to rent instead of buy? Always wanted to live next to a beach? What would you consider an ideal community? Ask yourself these questions as you begin your new life. It will help you narrow down your home search.
Your preferences will also determine where in Florida you would like to settle down and retire. Finding the perfect place is much easier when you determine what you want during your retirement. From cities to beaches, there is something for everyone in Florida.
To Commute or Relocate
If you feel uneasy about moving to Florida full time, you may want to consider investing in a winter home in this region instead. This will require planning in advance and plenty of research to ensure both homes are managed throughout the entire year.
Find a Storage Facility
When you move to a new state, you’ll likely find that you have different storage capabilities in your new home. Having a reliable place to keep your belongings is critical during transitional phases. Fortunately, SecurCare Self Storage locations in Florida are ready for everyone seeking an affordable storage unit. With 24/7 video surveillance and friendly staff, you can feel confident leaving your items with SecurCare.
Head to a local storage facility today and find out how we can help you transition into Florida retirement.